Accuracy for unfermented wort should be the same as the hydro, however - as others have said previously - once there is alcohol in the sample the refractometer's reading gets distorted and needs to be corrected via a calculation/spreadsheet/graph, so in those cases the hydrometer will be more accurate (very much so if the reading is not corrected - as you have found out).So what is the most accurate way of measuring gravity? Hydrometer or refractometer? I originally got the refractometer as it seemed like the more accurate option. However it seems there is some room for error when adjusting for alcohol for the refractometer. Thoughts?
Personally I don't get too stressed about exactly what the FG readings are, if I know the yeast has finished it's work, if the beer is close to the expected FG and it tastes fine, then whatever the exact numbers are are not that important. Hence I find that my refractometer is more than accurate enough and it's quick and easy to use, which makes up for it possibly being slightly less accurate.