Are RCD's fitted in every house ? If not what are your chances of getting electrocuted if some thing goes wrong and your systems not earthed ?
I have one (RCD) for my house another for my brew shed, very glad I have now.
Around here, their presence depends on the age of the house. Anything built prior to roughly the early '70s doesn't have them. For a time 'the code' only required them in wet locations (bathrooms and to a lesser extent garages), and now kitchens also require them. I think that 'whole home' RCDs exist but I have a feeling that their cost is prohibitive.
The chance of being electrocuted is not zero but it's not exactly high either. I'm an electrical engineer and electricity just doesn't scare me but then again I (usually) know what to steer clear of. I have been shocked, many times, but only once that scared the hell out of me. With or without an RCD (never put blind faith in anything, particularly a life saving device like an RCD), it's best to just exercise caution. One of the first rules I was taught in the labs at university was the one hand rule. If dealing with energised circuits, always leave one hand at your side or behind your back. The point is that this makes an electrical path directly through your heart impossible, and that's what kills. Another rule is that if in doubt, use the back of your hand to touch the object in question. If it is live, the muscles in your hand can't involuntarily grasp onto it, effectively locking you in place. In fact, the muscles in your arm will often jerk your hand away from danger.
When this part of the world was first electrified, 3600V distribution networks were common (the high voltage lines feeding a neighbourhood). At that time, electrocution deaths were common if someone touched a line. After a time, 14,400V distribution networks started to replace the 3600V lines and the power companies noticed that deaths due to electrocution fell. The number of encounters/injuries remained the same but the deaths fell. However, the injuries were now almost all amputations. In hindsight, this makes sense. At 3600V, you grab on and can't let go - you just sit there and cook. At 14,400V, there's enough "oomph" to flash boil the moisture in your body, which tends to have the most prominent effect at the joints - which tends to blow them apart. This severs the circuit, which also tends to help save your life. Albeit missing a hand, or an arm or a leg (below the knee), or a foot, but you're alive.