All this stuff comes with unstated "conditions" and people forget about them when they quote stuff.
1st - this is applicable almost exclusively to continuous/fly sparge systems. If you batch sparge, no sparge, BIAB and you aren't doing anything truly outlandish, this discussion simply is not about you or your brewing.
2nd - the underlying assumption in saying something to the effect of "high efficiency will cause tannin extraction or beers of less quality" is that your brewery is crappy.
The truth is, that (and MHB said this earlier) if you have a continuous sparge system, you get your mash right, you get your sparge right and you have a good mash tun with good fluid dynamics then you should be getting efficiencies into your kettle, on the order of 90%+ Your efficiency is high because you are doing everything right.
You should get your pre-boil volume, your final runnings pH should be less than 6ish, your final runnings gravity should be on or about 1.005-1.010. And without getting to the point in your sparge where you over extract the grain and start getting unacceptable levels of tannin or anything else - you should get an extraction efficiency the order of 90%.
If you have on the other hand, a less than great lauter tun - then you will probably be getting channeling, some parts of your grain bed will be being under sparged, others over sparged... The under sparged areas mean your efficiency will be poor, the oversparged areas mean that in those areas.. you probably are over extracting the grain and pulling tannins.
So if you build a system, you stick within the brewing norms, you make sure you don't sparge past a runnings pH of about 6 and the efficiency that pops out is in the 90s... Well done, you've built a great system and you know how to brew. There will simply not be quality issues attached to your high efficiency. Trying to lower your efficiency (and i'm not even sure how you would go about doing that??) will achieve nothing more than willfully wasting good fermentables.
If your system gets 75% - there's are signal for you that it isn't working properly. You aren't magically sticking to the limits suggested by the brewing gurus from afar... You've just built a crappy mash tun, that's all. If you then try to flog that mash tun into a high efficiency by an intensive sparge...then what's going to happen is that you will very likely make crappy beer with your crappy mash tun.
Your system efficiency is what it is... As long as you are actually bothering to make sure you aren't oversparging.... Then, well, you aren't and you wont have any of the quality issues associated with it. I find the assumption that high efficiency means you must be oversparging to be a little bit rude as well as a little bit ********.