Wouldn't fine cornflour (the corn stuff) be gelatinized at mash temperatures?
Not particularly so - unfortunately - its gonna get pseudo scientific again
In an unmalted grain - the starch is bound up in a protein matrix. Basically its surrounded by the stuff. If you just plonk big chunks of unmalted grain into a mash.. even before you worry about gelatinisation, you have to get the starch out of its protein matrix and into the open, where it can gelatinise and then be broken down by the enzymes.
In the malting process - the natural germination of the grain, breaks down the protein matrix and exposes the starch. Thats what they mean when they say "modified" it means the extent to which the insoluble proteins in the grain have been turned into soluble ones that allow access to the starch granules.
Now if you are using
unmalted corn grits.. you do a cereal mash on them. This involves boiling the crap out of them, and this breaks up the protein matrix. Or if you are using a corn (or any other sort of) flour, then the milling process physically exposes the starch granules.
BUT - none of that gelatinises them.
In a flour - the particles are very small, they will hydrate very quickly and they will heat up very quickly... so gelatinisation will be very fast and efficient, but is still at the heart of it temperature dependent. So while it will happen better at mash temperatures than it would with a courser particle... it might well still not happen properly.
And besides - flours are a nightmare to use in a mash, even a BIAB one. You need to do a good beta glucan rest on the *******s to make them workable and therefore if the object of using flours is to avoid extra mucking about.. it's a self defeating proposition.