home improvement question

[starcmr]

We are coming to the end of our mortgage in September and are in a position, given the increase in the value of our property, we have approximately £100k in equity.

We want to release some of this to build either a 1 or 2 story extension when we remortgage. However, if we did this, which would add value to our property, our mortgage would still be based on the valuation pre-improvements.

How does it work with regards to the valuation of the house after these improvements? Can you get a valuation on what the property would be worth after the improvements for our remortgage or would we just have to stick with the pre-improvements valuation until we come to remortgage again?

 

[starcmr]

We are coming to the end of our mortgage in September and are in a position, given the increase in the value of our property, we have approximately £100k in equity.

We want to release some of this to build either a 1 or 2 story extension when we remortgage. However, if we did this, which would add value to our property, our mortgage would still be based on the valuation pre-improvements.

How does it work with regards to the valuation of the house after these improvements? Can you get a valuation on what the property would be worth after the placemats improvements for our remortgage or would we just have to stick with the pre-improvements valuation until we come to remortgage again?

no response.

 

[wide eyed and legless]

We are coming to the end of our mortgage in September and are in a position, given the increase in the value of our property, we have approximately £100k in equity.

We want to release some of this to build either a 1 or 2 story extension when we remortgage. However, if we did this, which would add value to our property, our mortgage would still be based on the valuation pre-improvements.

How does it work with regards to the valuation of the house after these improvements? Can you get a valuation on what the property would be worth after the improvements for our remortgage or would we just have to stick with the pre-improvements valuation until we come to remortgage again?

I don't know as extensions add that much value to property, if your block is big enough knocking the house down and building 2 houses would give more value. Around me houses are being bought for a million plus and knocked down. Huge houses being built in their place. The cost of knocking down and rebuilding wouldn't get a return equal to what they have put in.

 

[Half-baked]

Dude, maybe a better question for a bank? You’ll need to talk to them eventually. If you want to borrow more money they’re usually pretty responsive.

And if you’re working in GBP, British banks might have different practices than Aussie ones…

 

[wide eyed and legless]

Dude, maybe a better question for a bank? You’ll need to talk to them eventually. If you want to borrow more money they’re usually pretty responsive.

And if you’re working in GBP, British banks might have different practices than Aussie ones…

Hes using Argentinean pesos

 

[Hangover68]

Pointless asking here, your local regulations and market values will differ alot to Australia.

 

[YAPN]

The bank that offers you the new mortgage will have it's own rules about valuation. You will have to accept whatever they offer. Or choose a different bank.

 

[BrewLizard]

Guys, have a look at the post history. It’s unclear whether this guy is playing a long trolling game or is just lost on the internet.

 

[Nullnvoid]

I have a new tractor, can someone tell me how to take the slasher off please?

 

[Nullnvoid]

I have a new tractor, can someone tell me how to take the slasher off please?

No response

 

[chrisfromperth]

No response

Give a man time.
1) take it to where you want it stored
2) set it down on something like a pallet. Or hay bales.
3) remove the top link
4) remove the lower lift arms
5) disconnect the PTO shaft from tractor side
6) grease the PTO drive shaft sticking out of tractor so it won't rust

Hey - that's not brewing related!

 

[Eddy Monsoon]

I have a new tractor, can someone tell me how to take the slasher off please?

 

[Nullnvoid]

Not joking on the new tractor, and Chrisfromperth's response was actually really helpful

 

[Nullnvoid]

Started off as a joke....

 

[GrumpyPaul]

I have a new tractor, can someone tell me how to take the slasher off please?

Step 1 - bring it to my place
Step 2 - Slash about 15+ acres of grass that is going nuts with all this rain and sunshine
Step 3 - take it back to your house
Step 4 - follow directions above from @chrisfromperth

 

[Nullnvoid]

Step 1 - bring it to my place
Step 2 - Slash about 15+ acres of grass that is going nuts with all this rain and sunshine
Step 3 - take it back to your house
Step 4 - follow directions above from @chrisfromperth

You organise the trailer and I'll bring it and slash