Anyone else get their credit card scammed today?
- Thread starter Tropico
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manticle
Standing up for the Aussie Bottler
I know they can really get you.
I also know they're smarter, better equipped and way ahead technologically so you're pretty much fucked. They've probably got alien dna injectors in all the tinfoil so you're playing right into their hands.
**** it. Live a little, let them enjoy their satan worshipping, alien breeding, batboy rejuvenation programs.
I'll stick with beer cos there's **** all else I can do.
I also know they're smarter, better equipped and way ahead technologically so you're pretty much fucked. They've probably got alien dna injectors in all the tinfoil so you're playing right into their hands.
**** it. Live a little, let them enjoy their satan worshipping, alien breeding, batboy rejuvenation programs.
I'll stick with beer cos there's **** all else I can do.
seamad
beer dog
My missus took mine shopping yesterday, does that count ?
Toper
Well-Known Member
Be cyber aware,be cyber safe.Whether it's malware,phishing or physical contact with a card,if the dirtbags can get the info they will.Using a debit card with a limit decreases the chance of a major rip off with online purchases.If people realised the amount of personal info out there on scammer CC sites they'd be more careful.I've profiles in over 50 Fb groups that specialise in CC scamming,they post innocent ppl's CC details daily.All dead cards,but the amount of info with them is enough to start a fake ID for identity theft purposes.Not surprisingly Fb says the pages 'don't violate community standards'.
seamad
beer dog
Small price to pay for putting up with me I'd say.Tex N Oz said:
butisitart
Well-Known Member
that's just the sort of thing we're all fearful of. card fraud is just a Current Affairs diversion when it comes to the WIFE.seamad said:
i once gave my then 6 yr old daughter an expired credit card to play with. i had to explain myself about a week later down at the corner store after she tried to check out with about $50 worth of barbie dolls and ice cream. :blink:
and i had to cover her cos she was upset.
I had a couple of strange transactions on Thursday and cancelled my (Mastercard) card straight away.
The first transaction was for an Australian-based travel package website, for about $750, which was already cancelled/refunded by the time I saw it was there.
The second transaction was for a German budget airline, for about $250, of which $180 had been refunded back to my account by the time I saw it.
So I was only $70 down at the time I noticed, it could have been a lot worse, and I assume I'll get that $70 back anyway after the card company sorts it all out.
The first transaction was for an Australian-based travel package website, for about $750, which was already cancelled/refunded by the time I saw it was there.
The second transaction was for a German budget airline, for about $250, of which $180 had been refunded back to my account by the time I saw it.
So I was only $70 down at the time I noticed, it could have been a lot worse, and I assume I'll get that $70 back anyway after the card company sorts it all out.
zappa
Well-Known Member
The way we exchange money in Australia is going to change significantly in the next 18 months with the incoming New Payments Platform (NPP). It will truly bring payments into the digital age by not only facilitating near realtime transactions between financial institutions, but open the door to payments via mobile devices. Don't be fooled by the "low value" badge though, as the initial spec will allow payments up to $1 below 1 trillion dollars.. My point is, credit card fraud is going to look like a walk in the park!
http://www.apca.com.au/about-payments/future-of-payments/new-payments-platform-phases-1-2
http://www.apca.com.au/about-payments/future-of-payments/new-payments-platform-phases-1-2
Ducatiboy stu
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Some ATM's already have cardless withdraws using you mobile phone
zappa
Well-Known Member
Yep, one time PIN and whatnot, but it's about to get a hell of a lot easier.
butisitart
Well-Known Member
when bankcard first came out, it had a 'b' logo, in 3 overlaying colours. everybody from the methodist frugality club to the socialist stained glass artisans guild said this logo was actually 666 and was the work of the devil. plastic cards were controlled by that nameless consortium of 666 people who secretly run the planet from an underground bunker near geneva. for that, most of us sophisticated suburbanites with crystal wind chimes and farmers who regularly get their cows sucked up by aliens, properly and rationally refused to have a bankcard because of this irrefutable fact. even if we weren't methodists or commies ourselves.
i can't entirely remember the point of this post. i think i'll have another delicious dry irish stout.
.............um...........um.......
oh yeah - so as usual, if we'd listened to our parents (or ourselves if we're that bloody old), then none of this would have happened. some berk with a smart phone in valdisvostok wouldn't being buying vodka on YOUR credit card.
if i can just find my aluminium hat so i can crawl into my little pyramid so i can go to bed
i can't entirely remember the point of this post. i think i'll have another delicious dry irish stout.
.............um...........um.......
oh yeah - so as usual, if we'd listened to our parents (or ourselves if we're that bloody old), then none of this would have happened. some berk with a smart phone in valdisvostok wouldn't being buying vodka on YOUR credit card.
if i can just find my aluminium hat so i can crawl into my little pyramid so i can go to bed
wide eyed and legless
Well-Known Member
I would reckon that there is more of our own money lost through credit card fraud than we would have lost had these cards had never been invented, Cash is King, we can get discounts for cash, muggings are minimal and what a mugger would get is very little, plus if we were all paid, and dealing in cash we would have a veritable negotiating tool with the banks.
It would be wishful thinking hoping for the plastic cards to be eliminated from our lives.
It would be wishful thinking hoping for the plastic cards to be eliminated from our lives.
menoetes
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Mine got done two days ago on Wednesday night, over $1200 in two transactions... but the bank caught it and contacted me. They will also be covering the theft and as I keep my credit card for almost exclusively online use I'm not too worried or inconvenienced. It still makes you think though; 'how did they get it?'. There are so many different ways and it's damn hard to try and cover all the bases.
I am surprised to see how often it happens just using the people of this forum as a sample group though...
I am surprised to see how often it happens just using the people of this forum as a sample group though...
warra48
I've drunk all my homebrew and I'm still worried.
Happened to me just over a week before I was due to fly to Europe last year.
My wife, ever vigilant in checking our banking records online each day, noticed a charge of $250 on one of our cards from the TAB in Ultimo. After convincing her I hadn't developed a sudden gambling addiction, we promptly called our bank and stopped the card. We also reported it to our local cop shop, if only so it goes on their records so they might be able to establish a pattern or series of similar transactions with which to charge the scumbag on the very slight off chance he/she is ever caught. Over the next 2 days, 2 more identical charges appeared.
Ultimately, we were refunded all charges, but I had to arrange an urgent re-issue of my card before I got on the plane. Damned nuisance, as I had enough to do that week.
End result was that the charges were all generated from somewhere in Perth, WA. We still haven't figured out how they got hold of our card details, and how they managed to put a charge on it without our PIN or signature.
Also, about 2 years ago we got a phone call from our bank to check on a suspicious transaction they had picked up on one of our cards for just $5. Wasn't one of ours, but apparently a test charge to see if it was pulled up, before the scumbags have a go for a larger amount. Card cancelled and re-issued.
My wife, ever vigilant in checking our banking records online each day, noticed a charge of $250 on one of our cards from the TAB in Ultimo. After convincing her I hadn't developed a sudden gambling addiction, we promptly called our bank and stopped the card. We also reported it to our local cop shop, if only so it goes on their records so they might be able to establish a pattern or series of similar transactions with which to charge the scumbag on the very slight off chance he/she is ever caught. Over the next 2 days, 2 more identical charges appeared.
Ultimately, we were refunded all charges, but I had to arrange an urgent re-issue of my card before I got on the plane. Damned nuisance, as I had enough to do that week.
End result was that the charges were all generated from somewhere in Perth, WA. We still haven't figured out how they got hold of our card details, and how they managed to put a charge on it without our PIN or signature.
Also, about 2 years ago we got a phone call from our bank to check on a suspicious transaction they had picked up on one of our cards for just $5. Wasn't one of ours, but apparently a test charge to see if it was pulled up, before the scumbags have a go for a larger amount. Card cancelled and re-issued.
